Take-Home Pay Calculator 2026/27
See exactly what lands in your pocket after income tax and National Insurance for the 2026/27 tax year — updated instantly as you type.
How your take-home pay is worked out
For 2026/27 you pay no income tax on the first £12,570 (your personal allowance), 20% up to £50,270, 40% up to £125,140 and 45% above that. Employee National Insurance is 8% between £12,570 and £50,270 and 2% on earnings above.
Earn over £100,000 and your personal allowance shrinks by £1 for every £2 of income — the calculator handles this automatically. Want to keep more of it legitimately? Talk to our accountants.
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